What must happen if an LLC drops its insurance?

If an LLC drops its insurance, the appropriate action is that care must cease. This is crucial because insurance is an essential element in protecting both practitioners and patients in the healthcare sector, including chiropractic care. Operating without insurance exposes the practice to significant risks, including liability for malpractice claims and financial losses.

In Massachusetts, practitioners are required to maintain appropriate liability insurance as a condition of their practice, and if that coverage lapses or is dropped, it is imperative that patient care is halted immediately to mitigate potential legal and professional repercussions. Continuing to provide care without insurance not only jeopardizes patient safety but also puts the practitioner at risk of disciplinary actions from licensing boards.

To clarify the context around the other options: issuing a public notice, notifying the board within 60 days, or requiring all practitioners to find new employment does not directly address the immediate risk posed by losing insurance and thus are not the primary concern in this situation. The priority in this scenario is the wellbeing of patients and the legal obligation of the practitioners to protect themselves and their clients from undue risk.